Have You Had Credit Challenges?

The Finance Team at Hyundai of Cumming Wants to Help You

Have You Had Credit Challenges? The Finance Team at Hyundai of Cumming Wants to Help

Real Life Happens. We're Here to Work with You.

If you have experienced late payments, medical bills, a job change, or other credit setbacks, you are not alone. At Hyundai of Cumming, our finance team understands that your credit score is only part of your story. Our goal is to help you explore realistic options so you can move forward in a vehicle that works for you.

How We Can Help

We have experience working with guests from many different credit backgrounds, including first-time buyers and those rebuilding after financial difficulties. Instead of focusing only on past challenges, we look at where you are today and where you want to go.

  • Access to a network of lenders, including those open to less-than-perfect credit
  • Personalized finance consultations to review your situation and goals
  • Multiple loan term options to help make payments more comfortable
  • Online pre-qualification tools to help you get started from home

We will walk you through the numbers step by step, explain your options clearly, and help you find a path that feels manageable. Our team will never pressure you into a decision that doesn't make sense for your circumstances.

What to Bring

Coming prepared can make your visit smoother and help us present your application clearly to our lending partners. Before you visit Hyundai of Cumming, gather a few key items:

Valid Driver's License

Your valid driver’s license or state-issued identification card

Proof of Income (recent pay stubs or other income documentation)

Proof of income, like your most recent paystubs or tax returns, if you are self-employed

Proof of Residence (utility bill, lease, or similar document)

Proof of residence, like a recent utility bill showing your name and address

Proof of insurance, if available

Our dealership will use this to help you secure coverage for your new vehicle

Information about any current vehicle loan or trade-in

Bring the info about any current car trade-in or loan you have so we can help with the financing

If you are unsure about documentation, just contact us ahead of time. Our finance team can help you decide what to bring and answer questions before you arrive.

FAQs

Can I still apply if my credit score is low?

Yes. We regularly work with guests who have had credit challenges.While approval is not guaranteed, we will do our best to present your application to lenders who consider more than just a number.

Will applying hurt my credit even more?

Most auto loan applications include a credit check, which can impact your score slightly. Our goal is to use that inquiry wisely by working with lenders that make sense for your situation, rather than sending your application everywhere without a plan.

Can I start the process online?

You can. Our online finance tools let you begin your application from home so you arrive with a head start. From there, the finance team at Hyundai of Cumming will review your information, discuss your options, and help you move forward with confidence.

Contact Us Today


We're a single phone call away; contact us today.

  1. Hyundai of Cumming

    750 Peachtree Parkway
    Cumming, GA 30041

    • Sales: 470-281-9224
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Get in Touch

  • Contact our Sales Department at: 470-281-9224
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 8:00PM
  • Saturday9:00AM - 7:00PM
  • Sunday12:00PM - 5:00PM